Journal

Is Private Medical Insurance worth it?

Private Medical Insurance (PMI) was worth it for one of the Directors at Hallcroft….. Thankfully Andy now works in the private medical insurance arena. He is fully qualified to provide advice. He can navigate you and your family through all that is available in the market. Giving you peace of mind that should something unforeseen…

June 29, 2023
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Review your mortgage expiry

Did you know you can rebook a rate 6 months before your fixed rate period on your mortgage expiry? Then after that 6-month period if a better deal appears you can switch. This process can save you thousands over the lifetime of your mortgage. A common dream/hope we hear is to ‘pay off the mortgage…

June 14, 2023
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What is a HMO and how to finance?

We are seeing more enquiries for HMO finance. This is a specialist area in which Hallcroft Finance has the expertise and can assist. In order to meet the classification of a HMO, the property must be the tenant’s main or only residence. Where a property is let to students &/or migrant workers, it will be…

June 14, 2023
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Holly Farm, Mannings Heath Mezzanine Loan – Record Breaking End to End Project

In Autumn 2021, the Hallcroft Investment Club supported our existing client Greenplan Designer Homes with the purchase of the five-house project in Mannings Heath, West Sussex, close to Horsham. In record-breaking time, by September 2022, all five houses had been built and sold and the mezzanine loan repaid, well ahead of schedule. Look at the…

December 16, 2022
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Uffington Mezzanine Loan – Wonderful New Homes, Loan Repaid Ahead of Schedule

In Summer 2021, the Hallcroft Investment Club supported Maycroft and Close Brothers with the purchase of the three house project in Uffington, Oxfordshire, the village of White Horse fame. Scroll forward to Autumn 2022, the detached barn has been built and sold and the mezzanine loan repaid, well ahead of schedule. Take a look at…

December 6, 2022
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Hallcroft Highlights – Peak Debt Funding

We’ve just released the newest version of Hallcroft Highlights. This time around, we’re focussing on the V word: VALUE. We’ve built our expertise over time, so we know how to provide value. In fact, in this edition of Hallcroft Highlights, we provide value by letting you in on an industry secret. Want to know what it is? Sign…

November 30, 2022
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Hallcroft Highlights – Build costs dilemmas

The latest edition of Hallcroft Highlights is here! Every six weeks or so, we share a short paper focusing on a big subject within our industry and give you our take on it. It’s a gentle reminder of what we are all aiming for in this beautiful industry of ours. This time around, we’re focussing on build…

October 18, 2022
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Introducing the Hallcroft Finance Youtube Channel!

Introducing the Hallcroft Finance YouTube channel, featuring business, property and finance topics aimed at people wanting to learn more about different aspects of property finance. On the channel, you can expect to find, our past webinars, including Deal Clinic, resources such as development appraisal templates, and comparisons of different funding structures.  If you are interested…

August 28, 2022
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Hallcroft Highlights – Have you heard of the OECD?

We hope you enjoyed our first instalment of Hallcroft Highlights six weeks ago. Our aim with these short papers is to bring focus to the mechanics within the built environment and to create curiosity.  The second edition’s subject is something we don’t regularly focus on; the OECD, so we felt it was time to do…

July 15, 2022
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Hallcroft Highlights – Direct to your mailbox

Sometimes we lose track of the headlines and forget what the bigger picture is. We are therefore pleased to introduce Hallcroft Highlights. Every six weeks or so, we will share a short paper focusing on a big subject within our industry and give you our take on it. It’s a gentle reminder of what we are all aiming…

May 10, 2022
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