Journal

Did you know you can rebook a rate 6 months before your fixed rate period on your mortgage expiry? Then after that 6-month period if a better deal appears you can switch. This process can save you thousands over the lifetime of your mortgage. A common dream/hope we hear is to ‘pay off the mortgage…

We are seeing more enquiries for HMO finance. This is a specialist area in which Hallcroft Finance has the expertise and can assist. In order to meet the classification of a HMO, the property must be the tenant’s main or only residence. Where a property is let to students &/or migrant workers, it will be…

In Autumn 2021, the Hallcroft Investment Club supported our existing client Greenplan Designer Homes with the purchase of the five-house project in Mannings Heath, West Sussex, close to Horsham. In record-breaking time, by September 2022, all five houses had been built and sold and the mezzanine loan repaid, well ahead of schedule. Look at the…

In Summer 2021, the Hallcroft Investment Club supported Maycroft and Close Brothers with the purchase of the three house project in Uffington, Oxfordshire, the village of White Horse fame. Scroll forward to Autumn 2022, the detached barn has been built and sold and the mezzanine loan repaid, well ahead of schedule. Take a look at…

We’ve just released the newest version of Hallcroft Highlights. This time around, we’re focussing on the V word: VALUE. We’ve built our expertise over time, so we know how to provide value. In fact, in this edition of Hallcroft Highlights, we provide value by letting you in on an industry secret. Want to know what it is? Sign…

The latest edition of Hallcroft Highlights is here! Every six weeks or so, we share a short paper focusing on a big subject within our industry and give you our take on it. It’s a gentle reminder of what we are all aiming for in this beautiful industry of ours. This time around, we’re focussing on build…

Introducing the Hallcroft Finance YouTube channel, featuring business, property and finance topics aimed at people wanting to learn more about different aspects of property finance. On the channel, you can expect to find, our past webinars, including Deal Clinic, resources such as development appraisal templates, and comparisons of different funding structures.  If you are interested…

We hope you enjoyed our first instalment of Hallcroft Highlights six weeks ago. Our aim with these short papers is to bring focus to the mechanics within the built environment and to create curiosity.  The second edition’s subject is something we don’t regularly focus on; the OECD, so we felt it was time to do…

Sometimes we lose track of the headlines and forget what the bigger picture is. We are therefore pleased to introduce Hallcroft Highlights. Every six weeks or so, we will share a short paper focusing on a big subject within our industry and give you our take on it. It’s a gentle reminder of what we are all aiming…

To find the right funding partner, a broker and a client need to have an agreed business plan together.  A broker should first and foremost establish a short, mid and long term plan. With this mapped out, major decisions can be made on what type of lender the respective deals will be placed with. In…